Botkin
Culture • Science & Tech • Law & Crime
Broken civilizations get rebuilt at the local community level as families, businesses, churches and small civil governments begin to learn what those local institutions can be. That is happening right now in the US, primarily in rural counties.

We explore real-life reformation here in this informed, online community.
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The Underwater Automobile

Not the personal sub;

the private American car. Americans owe $1.66 trillion in auto debt. Delinquencies just hit levels not seen since the Great Financial Crisis. Nearly 30% of all trade-ins are underwater. Average amount owed: $7,000 more than their cars are worth.

Auto loans are now a bigger consumer debt category than student loans (8.9%) and significantly larger than credit cards (6.6%).

So is that shiny late model vehicle a blessing, or a curse?

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What else you may like…
Posts
Is Suicidal Europe an Ally?

American foreign policy must consider not only the condition of allied nations today but also the direction or trajectory in which they are moving. European leadership restricting freedom of speech and banning entry to peaceful activists cannot be dismissed as purely domestic when it affects American citizens and raises questions about the values on which the transatlantic alliance rests.

Kristin Ziccarelli

Continuing Education

“I write books to educate myself"

Paul Johnson (1928–2023), the British historian and author, wrote more than 50 books over his lifetime.

James Comey Indicted
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