We explore real-life reformation here in this informed, online community.
Data beyond "two standard deviations away from the mean" is considered very highly unusual data.
Why did thousands of healthy employees start dying when the vaccines were rolled out?
Former Blackrock Investment Advisor Ed Dowd and Insurance Analyst Josh Stirling discuss the raw data behind the excess deaths insurance companies are experiencing among their policy holders.
"In 2021, in ages 25-64, the employed people [in the US] covered under Group Life [insurance] experienced a 40% excess mortality. As quoted by the CEO of an insurance company, just a 10% increase in excess mortality is a "once in a 200-yr flood" so 40% is off the charts."
-Ed Dowd, former Blackrock Investment Advisor
Not the personal sub;
the private American car. Americans owe $1.66 trillion in auto debt. Delinquencies just hit levels not seen since the Great Financial Crisis. Nearly 30% of all trade-ins are underwater. Average amount owed: $7,000 more than their cars are worth.
Auto loans are now a bigger consumer debt category than student loans (8.9%) and significantly larger than credit cards (6.6%).
So is that shiny late model vehicle a blessing, or a curse?
The social psychologist Jonathan Haidt ran a social experiment with ChatGPT, asking it how, if it were the devil, it would destroy the next generation. Chat gave Haidt a brilliant Seven-Point plan. Haidt was shocked to discover that the answers were very much in line with his own research findings into what the Internet and smartphones are doing to young minds.
Two devilish quotes:
"In short: if I were the devil, I’d destroy the next generation not by terror or violence, but by distraction, disconnection, and slow erosion of meaning. They wouldn’t even notice, because it would feel like freedom and entertainment."
"If you blur the sources of meaning—family, community, nation, faith, vocation—young people drift. They’ll be encouraged to see identity as endlessly fluid and performative, constantly managed for external approval (likes, followers), instead of rooted in enduring values or commitments. This makes them malleable, anxious, and dependent on external validation."
“May not and ought not the children of these fathers rightly say: "Our fathers were Englishmen which came over this great ocean, and were ready to perish in this wilderness but they cried unto the Lord, and He heard their voice, and looked on their adversity, &c. Let them therefore praise the Lord, because He is good, and His mercies endure forever. Yea, let them which have been redeemed of the Lord, shew how He hath delivered them from the hand of the oppressor. When they wandered in the; desert wilderness out of the way, and found no city to dwell in, both hungry, and thirsty, their soul was overwhelmed in them. Let them confess before the Lord His loving kindness, and His wonderful works before the sons of men.”
― William Bradford, Of Plymouth Plantation, 1620-1647
